Yaser Nasser Alulait says Financial Services describes the various offerings in the financial sector, including money management and digital banking. Corporate finance is a catch-all term for describing a company's financial assets, such as sources of funding, capital structure, actions to increase the company's value, and tools for allocating resources. The flow of money begins on Wall Street with the creation of capital used to finance business through the issuance of common stocks for capital, bonds for loan capital, and derivatives (groups of packaged securities that help hedge financial risks and replace banks' money for loans).